New Mexico Mortgage Lenders Association


	Home Advocacy/Legislative Board and Members Calendar and Events Blog Consumer Tools Find a Lender Education Golf/Vendor Events Newsletter Contact Us Links Member Area Consumer Tools Buying or refinancing a home is one of the most complex financial decisions you will ever make. Mortgage financing options are much more diverse than many borrowers think. There is a wide variety of mortgage products available including: first time buyers programs, fixed rate conventional mortgages, adjustable rate mortgage (ARM), FHA loans, VA loans, interest-only mortgages, jumbo mortgages, two-step mortgages, balloon mortgages, assumable mortgages, construction mortgages, no down payment mortgages and seller financing. Here are a few helpful links: Borrowers Bill of Rights Credit Rescue and Credit Education Department of Veterans Affairs Home Loan page Dos and Do Nots Counseling Agencies Money Management International Catholic Charities Great Albuquerque Housing Partnership Home-New Mexico, Inc Ser De New Mexico, Inc. Southwest Neighborhood Housing, Inc United South Broadway Corp. Tierra Del Sol Housing Corp. CCCS of Great Dallas-Clovis YWCA (Las Cruces) Credit Counseling and Home Ownership Homewise, Inc. Federal Housing Authority (FHA) HUD New Mexico Federal National Mortgage Association (Fannie Mae) Federal Home Loan Mortgage Corporation (Freddie Mac) File a complaint First Time Buyers and HERO (safety worker, health care worker, educator or an active member of the armed forces) Programs First Time Home Buyer Tax Credit 2009 (PDF) Home Loan Learning Center Contacting Your Servicer Foreclosure Prevention Contact Information Foreclosure Prevention Resource Center Hope NOW –support and guidance for Homeowners Know Your Options (a consumer friendly bilingual website to educate distressed homeowners re: foreclosures and taking action) Loan Originator Licensing Verification New Mexico Regulations and Licensing Department USDA Rural Developement Home Mortgage Applications “Trigger” Sales of Private Financial information. Mortgage industry critics are targeting a growing but little-understood practice of the national credit bureaus-overnight sales of “hot leads” of mortgage applicants most private financial data, including credit scores, mortgage balances and credit card account information. Ken Harney reports. Click here to read the full story.